Local prototype v0.4 · not for distribution

27of 100 · 2026 Edition

Tidalwave

Agentic mortgage point-of-sale that automates the loan from application through underwriting.

Lending & Credit

Overview

Founded by FreeWheel co-founder and ex-Better CTO Diane Yu, Tidalwave automates loan-officer and underwriter tasks with AI agents integrated with Fannie Mae, Freddie Mac and ICE Encompass, claiming up to 70% fewer manual tasks.

What the agents do

Agents complete application, document and underwriting tasks.

Workflow focus Origination and document work

Why it matters

Strong lender names and founder pedigree in agentic mortgage.

Lending & Credit in the Top 100

All 13 in Lending & Credit →
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  2. 6TaktileAgentic decision platform combining AI agents, rules and human oversight for credit, claims, fraud and compliance decisions.Berlin / New York · Series C
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  4. 15SalientAI loan-servicing platform whose voice and text agents collect payments and handle servicing for auto and consumer lenders.United States · Series A
  5. 27TidalwaveAgentic mortgage point-of-sale that automates the loan from application through underwriting.United States · Series A
  6. 38CarbonAIAI agents for commercial real-estate lending: underwriting, diligence, memos and post-close monitoring.New York, NY · Stage not disclosed
  7. 44CascaAI-native small-business and SBA loan origination system with an agent that works applicants and prepares underwriting files.United States · Series A
  8. 49EnFiAI credit-analyst agents that automate commercial lending from deal screening to portfolio monitoring.Boston, MA · Series A
  9. 55HypercoreLoan-management platform for private credit whose AI Admin Agent runs post-close loan servicing.Tel Aviv / New York · Series A
  10. 67KastleAI workforce for banks and lenders that runs collections, borrower inquiries and servicing on existing cores.United States · Series A
  11. 87KaajAgentic credit-intelligence platform turning SMB and equipment-finance loan packages into decision-ready files in minutes.San Francisco, CA · Seed
  12. 97VeritusCompliant voice-first AI agents for consumer lenders from application funnel through early delinquency.San Francisco, CA · Seed
  13. 99MurphyVoice AI agents that recover debt in 30+ languages for banks, BNPL, telcos and utilities, paid on outcomes.Barcelona, Spain · Seed

Selection and ranking are independent of commercial relationships with AI InterConnect.