Local prototype v0.4 · not for distribution

87of 100 · 2026 Edition

Kaaj

Agentic credit-intelligence platform turning SMB and equipment-finance loan packages into decision-ready files in minutes.

Lending & Credit

Overview

Kaaj's agents run KYB, bank-statement analysis, fraud checks and credit memos from any borrower package for SMB, equipment-finance and MCA lenders and brokers, integrated with CRMs.

What the agents do

Agents analyse full loan packages and draft credit memos.

Workflow focus Credit analysis and underwriting

Why it matters

Seed-stage company with real lender adoption.

Lending & Credit in the Top 100

All 13 in Lending & Credit →
  1. 2VestaAI-native mortgage loan origination system where lenders and AI agents work the same loan file.United States · Series B
  2. 6TaktileAgentic decision platform combining AI agents, rules and human oversight for credit, claims, fraud and compliance decisions.Berlin / New York · Series C
  3. 11RezolvAI-native collections platform with voice agents in 11 Indian languages across digital, calling, field and legal recovery.Mumbai, India · Series A
  4. 15SalientAI loan-servicing platform whose voice and text agents collect payments and handle servicing for auto and consumer lenders.United States · Series A
  5. 27TidalwaveAgentic mortgage point-of-sale that automates the loan from application through underwriting.United States · Series A
  6. 38CarbonAIAI agents for commercial real-estate lending: underwriting, diligence, memos and post-close monitoring.New York, NY · Stage not disclosed
  7. 44CascaAI-native small-business and SBA loan origination system with an agent that works applicants and prepares underwriting files.United States · Series A
  8. 49EnFiAI credit-analyst agents that automate commercial lending from deal screening to portfolio monitoring.Boston, MA · Series A
  9. 55HypercoreLoan-management platform for private credit whose AI Admin Agent runs post-close loan servicing.Tel Aviv / New York · Series A
  10. 67KastleAI workforce for banks and lenders that runs collections, borrower inquiries and servicing on existing cores.United States · Series A
  11. 87KaajAgentic credit-intelligence platform turning SMB and equipment-finance loan packages into decision-ready files in minutes.San Francisco, CA · Seed
  12. 97VeritusCompliant voice-first AI agents for consumer lenders from application funnel through early delinquency.San Francisco, CA · Seed
  13. 99MurphyVoice AI agents that recover debt in 30+ languages for banks, BNPL, telcos and utilities, paid on outcomes.Barcelona, Spain · Seed

Selection and ranking are independent of commercial relationships with AI InterConnect.