Local prototype v0.4 · not for distribution

99of 100 · 2026 Edition

Murphy

Voice AI agents that recover debt in 30+ languages for banks, BNPL, telcos and utilities, paid on outcomes.

Lending & Credit

Overview

Murphy's multilingual voice agents work alongside SMS, email and WhatsApp to negotiate repayments for creditors and collection agencies, charging a success-based fee; selected for NatWest's 2026 AI fintech programme.

What the agents do

Voice agents negotiate and recover debts.

Workflow focus Servicing and collections

Why it matters

A Spanish startup bringing AI agents to collections and financial remediation.

Lending & Credit in the Top 100

All 13 in Lending & Credit →
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  6. 38CarbonAIAI agents for commercial real-estate lending: underwriting, diligence, memos and post-close monitoring.New York, NY · Stage not disclosed
  7. 44CascaAI-native small-business and SBA loan origination system with an agent that works applicants and prepares underwriting files.United States · Series A
  8. 49EnFiAI credit-analyst agents that automate commercial lending from deal screening to portfolio monitoring.Boston, MA · Series A
  9. 55HypercoreLoan-management platform for private credit whose AI Admin Agent runs post-close loan servicing.Tel Aviv / New York · Series A
  10. 67KastleAI workforce for banks and lenders that runs collections, borrower inquiries and servicing on existing cores.United States · Series A
  11. 87KaajAgentic credit-intelligence platform turning SMB and equipment-finance loan packages into decision-ready files in minutes.San Francisco, CA · Seed
  12. 97VeritusCompliant voice-first AI agents for consumer lenders from application funnel through early delinquency.San Francisco, CA · Seed
  13. 99MurphyVoice AI agents that recover debt in 30+ languages for banks, BNPL, telcos and utilities, paid on outcomes.Barcelona, Spain · Seed

Selection and ranking are independent of commercial relationships with AI InterConnect.